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Is $20 a month
worth it?
Nine checks.

One rule decides it: don't pay until free annoys you. Nine checks, plain English, a 2-minute read. Most people should stay free a while longer. This tells you which one you are.

01 The five signals that mean yes
02 The four that mean no, and get ignored
03 What $20 actually buys, no hype
04 The week-one plan if you do pay
05 The day-28 rule that stops wasted months

01 The one that outweighs the rest

In the last two weeks, did you hit a limit in the middle of a task and get mad? Not curious. Mad.

That single moment is worth more than the other four yes-signals combined. If it hasn't happened yet, you almost certainly don't need to pay yet.

That's one of nine checks. The other eight, plus what the $20 actually buys, are in the checklist.

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